INTELLECTUAL PROPERTY POLICY
Effective Date: March 1, 2026
All financial engines, calculators, proprietary systems, educational materials, frameworks, dashboards, graphics, designs, videos, written content, methodologies, software structures, analytical tools, branding elements, and platform concepts provided by Phreydom Consulting are protected under applicable United States copyright, trademark, and intellectual property laws.
All intellectual property rights are exclusively owned by Phreydom Consulting.
By accessing this website or any associated platform, you agree to the following terms and restrictions:
1. OWNERSHIP OF CONTENT
All content made available through Phreydom Consulting, including but not limited to:
• Wealth engines
• Financial calculators
• Proprietary frameworks
• Educational systems
• Member dashboards
• Videos and lessons
• PDFs and downloads
• Visual layouts
• Platform structures
• Brand assets
• Analytical methodologies
• Source code structures
• Interactive experiences
remain the exclusive intellectual property of Phreydom Consulting.
No ownership rights are transferred to users, members, subscribers, or visitors.
2. NO COPYING OR DUPLICATION
Users may not copy, duplicate, reproduce, republish, upload, distribute, modify, imitate, or exploit any content, framework, system, or proprietary material without prior written authorization from Phreydom Consulting.
3. NO RECREATION OF ENGINES OR CALCULATORS
Users are strictly prohibited from recreating, replicating, cloning, emulating, or developing derivative versions of any proprietary engine, calculator, system, workflow, methodology, or financial framework developed by Phreydom Consulting.
4. NO REVERSE ENGINEERING
Users may not reverse engineer, decompile, decode, analyze, extract formulas from, bypass protections of, or attempt to discover the underlying architecture, calculations, automations, APIs, integrations, or operational functionality of any proprietary platform component.
5. NO COMMERCIAL USE
No material, framework, educational system, engine, calculator, or proprietary content may be used for:
• Commercial resale
• Consulting businesses
• Competing financial platforms
• Coaching businesses
• Educational products
• SaaS tools
• Client services
• Training programs
• Public presentations
without explicit written permission from Phreydom Consulting.
6. MEMBERSHIP RESTRICTIONS
Premium memberships grant limited personal access only.
Users may not:
• Share login credentials
• Redistribute premium content
• Share member-only materials
• Grant unauthorized platform access
• Copy protected educational systems
• Record or redistribute premium sessions
Violation may result in immediate termination of access without refund.
7. TRADEMARKS AND BRANDING
All brand names, platform names, logos, slogans, engine names, and proprietary identifiers associated with Phreydom Consulting are protected intellectual property and may not be used without written authorization.
8. ENFORCEMENT RIGHTS
Phreydom Consulting reserves the right to investigate and pursue all available legal remedies against unauthorized use, infringement, reproduction, distribution, theft, or misuse of proprietary intellectual property.
Legal remedies may include:
• Account suspension or termination
• Financial damages
• Injunctive relief
• Legal action
• Enforcement of intellectual property rights under applicable law
9. EDUCATIONAL PURPOSE DISCLAIMER
All systems, calculators, educational tools, projections, and analytical materials are provided solely for educational and informational purposes.
Nothing contained within this platform constitutes financial, investment, tax, accounting, insurance, or legal advice.
Users remain solely responsible for their own financial decisions and outcomes.
10. POLICY MODIFICATIONS
Phreydom Consulting reserves the right to update or modify this Intellectual Property Policy at any time without prior notice.
Continued use of the platform constitutes acceptance of any revised terms.
© 2026 Phreydom Consulting. All Rights Reserved.